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EPC Independent Rounder

The EPC Independent Rounder is an invention that provides customers anywhere with the opportunity to update their credit card and checking accounts with EPC service enhancements without the cooperation or permission of the financial institution(s) that manages their account(s).

Every major financial institution is now offering account aggregation services on their web sites. The problem is that one site is the same as the other. In contrast, EPC has developed and patent applied for an improved and powerful invention that will empower the financial institutions that license the EPC Independent Rounder with the technology to steal customers from other financial institutions.

Effectively, EPC has built a “digital Trojan horse” that will allow its “Licensee” the ability to acquire and retain customers using proprietary technology. Under such an arrangement, the licensed EPC financial institution would enroll existing and non-customers using their Internet and aggregation technology to access the customers’ checking and credit accounts. Once online, with the permission of the account holder, the rounder amount could be calculated for each transaction and at the end of the month the total rounder amount would be sent by ACH to licensed EPC Partners for investment in mutual funds, insurance, nonprofit giving, etc.

It is expected that once a non-customer starts to use EPC products from the “Licensee” bank(s), they will be prime candidates to switch over all of their banking business to the “Licensee”. Details on EPC Independent Rounder will be made available to prospective “Licensees” at the time of in-person presentations.

The banks and card issuers that license the Rounder Program will have the right to offer the program to any customer or nonprofit that banks with any competitor - both domestically or globally - simply by offering the services via EPC’s patent pending aggregation technique.

The EPC Independent Rounder is patent pending.