Every Penny Counts, Inc.

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               EPC Rounder CreditCard Statement
   

Sample EPC Rounder CreditCard Statement
 (Statements will vary according to the card issuer.)

 

 

Sample

 

 

*Card Issuer will

 

Credit Card Statement

 

calculate the savings.

 

 

 

 

 

 

 

 

 

Date

Merchant

Purchase

 

 

$5.00

Balance

 

 

 

Amount

 

 

Rounder

 

 

 

 

 

 

 

 

 

1

6/2

Pathmark

$185.15

 

1

$4.85

$4.85

2

6/4

Rite Aid

$ 20.00

 

2

$5.00

$9.85

3

6/6

Bed & Bath

$ 68.32

 

3

$4.68

$14.53

4

6/8

Macy's

$212.00

 

4

$5.00

$19.53

5

6/10

Holiday Inn

$104.45

 

5

$4.55

$24.08

6

6/11

Joe's Pizza

$ 24.73

 

6

$4.27

$28.35

7

6/11

Pub & Steak

$ 86.23

 

7

$4.77

$33.12

8

6/13

Wendy's

$ 15.98

 

8

$4.02

$37.14

9

6/14

Cable TV

$ 42.00

 

9

$5.00

$42.14

10

6/14

Pathmark

$ 24.45

 

10

$4.55

$46.69

11

6/15

Tickets

$ 50.00

 

11

$5.00

$51.69

12

6/15

Mets Baseball

$ 48.90

 

12

$4.10

$55.79

13

6/16

Burger King

$ 12.97

 

13

$4.03

$59.82

14

6/20

Nordstrom

$ 24.58

 

14

$4.42

$64.24

15

6/20

Barnes & Noble

$ 12.44

 

15

$4.56

$68.80

16

6/23

Movies

$ 15.00

 

16

$5.00

$73.80

17

6/24

Snack Bar

$ 11.32

 

17

$4.68

$78.48

18

6/26

Dollar Store

$ 12.00

 

18

$5.00

$83.48

19

6/26

Bath Works

$ 18.14

 

19

$4.86

$88.34

20

6/30

Wendy’s

$ 13.07

 

20

$4.93

$93.27

 

 

 

 

 

 * These columns need not be printed on the statement.

Monthly Charges                              $1,001.73
Total Rounding Amount                        $93.27
Total Monthly Charge                       $1,095.00

Minimum Payment                            $131.43
 (includes Rounder Amounts)

Notes: The above Credit Card Statement shows twenty traditional charges. All twenty transactions have been rounded up to the next $5.00). As a result the cardholder has accumulated $93.72 in an excess account for future spending or investing. The routine (as displayed above right) need not be printed in the statement.

After the last traditional item (#20) has been processed, the issuer will bill the cardholder for the $93.27 of rounded funds.

Issuers who license the rights to offer the EPC Rounder CreditCard will have the option of billing the cardholder the $93.72 plus the Minimum Payment Amount OR include the $93.27 in the Minimum Payment Amount. When a cardholder makes the designated payment or pays the monthly charges in full, the card issuer will transfer the $93.27 to a spending or investing account in the cardholder’s name.

Return to: EPC Rounder CreditCard