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9]><xml> <o:shapelayout v:ext="edit"> <o:idmap v:ext="edit" data="1"/> </o:shapelayout></xml><![endif]--> </head> <body bgcolor=white lang=EN-US link=blue vlink=purple style='tab-interval:.5in' NOF="(MB=(banner2, 176, 112, 2, 2), L=(GiftPrepaidTravelCardLayout, 1206, 2173))" topmargin=0 leftmargin=0 MARGINWIDTH=0 MARGINHEIGHT=0> <div class=Section1> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=660 style='width:495.0pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td valign=top style='padding:0in 0in 0in 0in'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=181 style='width:135.75pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;height:13.5pt'> <td width=60 valign=top style='width:45.0pt;padding:0in 0in 0in 0in; height:13.5pt'> <p class=MsoNormal 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v:shapes="Picture_x0020_19"><![endif]></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p> </td> </tr> </table> </td> <td valign=top style='padding:0in 0in 0in 0in'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=479 style='width:359.25pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in' NOF=LY> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;height:21.0pt'> <td width=32 valign=top style='width:24.0pt;padding:0in 0in 0in 0in; height:21.0pt'> <p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt; line-height:normal'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"; mso-no-proof:yes'><img width=32 height=1 id="_x0000_i1040" src="../assets/images/autogen/clearpixel.gif" alt="http://www.everypennycounts.com/assets/images/autogen/clearpixel.gif"></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p> </td> <td width=447 valign=top style='width:335.25pt;padding:0in 0in 0in 0in; height:21.0pt'> <p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt; line-height:normal'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"; mso-no-proof:yes'><img width=447 height=1 id="_x0000_i1039" src="../assets/images/autogen/clearpixel.gif" alt="http://www.everypennycounts.com/assets/images/autogen/clearpixel.gif"></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1;mso-yfti-lastrow:yes'> <td valign=top style='padding:0in 0in 0in 0in'></td> <td width=447 valign=top style='width:335.25pt;padding:0in 0in 0in 0in'> <p align=center style='text-align:center'><b><span style='font-size:24.0pt; font-family:"Arial","sans-serif";color:#000099'>Every Penny Counts</span></b><b><span style='font-family:"Arial","sans-serif";color:#000099'>®</span></b><b><span style='font-size:24.0pt;font-family:"Arial","sans-serif";color:#000099'>, Inc</span></b><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif"; color:#000099'>.</span></b></p> <p align=center style='text-align:center'><i><span style='font-size:10.0pt; font-family:"Arial","sans-serif";color:#000099'>Provides banks, merchants and nonprofits - with U.S. and foreign patented technology - to grow and maintain passionate customers!</span></i></p> </td> </tr> </table> </td> </tr> </table> <p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height: normal'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"; display:none;mso-hide:all'><o:p>&nbsp;</o:p></span></p> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=661 style='width:495.75pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in' NOF=LY> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;height:15.75pt'> <td width=34 valign=top 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Roman","serif"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1;mso-yfti-lastrow:yes'> <td valign=top style='padding:0in 0in 0in 0in'></td> <td width=627 valign=top style='width:470.25pt;background:white;padding:0in 0in 0in 0in'> <p align=center style='text-align:center'><a href="../default.asp"><b><u><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#000099'>home </span></u></b></a><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#000099'>/ </span></b><a href="net_about_us.html"><b><u><span style='font-size:10.0pt;font-family: "Arial","sans-serif";color:#000099'>about us</span></u></b></a><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#000099'> / </span></b><a href="net_site_map.html"><b><u><span style='font-size:10.0pt;font-family: "Arial","sans-serif";color:#000099'>site map</span></u></b></a><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#000099'> / </span></b><a 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style='font-size:10.0pt;font-family:"Arial","sans-serif"; color:#000099'>providers</span></u></b></a><b><span style='font-size:10.0pt; font-family:"Arial","sans-serif";color:#000099'> / </span></b><a href="net_contact_us.asp"><b><u><span style='font-size:10.0pt;font-family: "Arial","sans-serif";color:#000099'>contact us</span></u></b></a><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#000099'> </span></b></p> </td> </tr> </table> <p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height: normal'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"; display:none;mso-hide:all'><o:p>&nbsp;</o:p></span></p> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=634 style='width:475.5pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in' NOF=LY> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;height:21.0pt'> <td width=42 valign=top style='width:31.5pt;padding:0in 0in 0in 0in; height:21.0pt'> <p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height: normal'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"; mso-no-proof:yes'><img border=0 width=42 height=1 id="_x0000_i1036" src="../assets/images/autogen/clearpixel.gif" alt="http://www.everypennycounts.com/assets/images/autogen/clearpixel.gif"></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p> </td> <td width=80 valign=top style='width:60.0pt;padding:0in 0in 0in 0in; height:21.0pt'> <p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height: normal'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"; mso-no-proof:yes'><img border=0 width=80 height=1 id="_x0000_i1035" src="../assets/images/autogen/clearpixel.gif" alt="http://www.everypennycounts.com/assets/images/autogen/clearpixel.gif"></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p> </td> <td width=67 valign=top style='width:50.25pt;padding:0in 0in 0in 0in; height:21.0pt'> <p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height: normal'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"; mso-no-proof:yes'><img border=0 width=67 height=1 id="_x0000_i1034" src="../assets/images/autogen/clearpixel.gif" alt="http://www.everypennycounts.com/assets/images/autogen/clearpixel.gif"></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p> </td> <td width=325 valign=top style='width:243.75pt;padding:0in 0in 0in 0in; height:21.0pt'> <p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height: normal'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"; mso-no-proof:yes'><img border=0 width=325 height=1 id="_x0000_i1033" src="../assets/images/autogen/clearpixel.gif" alt="http://www.everypennycounts.com/assets/images/autogen/clearpixel.gif"></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p> </td> <td width=59 valign=top style='width:44.25pt;padding:0in 0in 0in 0in; height:21.0pt'> <p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height: normal'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"; mso-no-proof:yes'><img border=0 width=59 height=1 id="_x0000_i1032" src="../assets/images/autogen/clearpixel.gif" alt="http://www.everypennycounts.com/assets/images/autogen/clearpixel.gif"></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p> </td> <td width=61 valign=top style='width:45.75pt;padding:0in 0in 0in 0in; height:21.0pt'> <p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height: normal'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"; mso-no-proof:yes'><img border=0 width=61 height=1 id="_x0000_i1031" src="../assets/images/autogen/clearpixel.gif" alt="http://www.everypennycounts.com/assets/images/autogen/clearpixel.gif"></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1'> <td colspan=3 valign=top style='padding:0in 0in 0in 0in'></td> <td width=325 valign=top style='width:243.75pt;padding:0in 0in 0in 0in'> <p align=right style='text-align:right'><b><i><span style='font-size:18.0pt; font-family:"Arial","sans-serif";color:red'>Gift/Prepaid Card </span></i></b></p> </td> <td colspan=2 valign=top style='padding:0in 0in 0in 0in'></td> </tr> <tr style='mso-yfti-irow:2;height:.25in'> <td colspan=6 valign=top style='padding:0in 0in 0in 0in;height:.25in'></td> </tr> <tr style='mso-yfti-irow:3'> <td colspan=2 valign=top style='padding:0in 0in 0in 0in'></td> <td width=451 colspan=3 valign=top style='width:338.25pt;padding:0in 0in 0in 0in'> <p align=center style='text-align:center'><b><span style='font-family:"Arial","sans-serif"; color:#002060'>92% of consumers know about gift cards!<br> 75% of consumers have purchase or received a gift card!</span></b></p> </td> <td valign=top style='padding:0in 0in 0in 0in'></td> </tr> <tr style='mso-yfti-irow:4;height:20.25pt'> <td colspan=6 valign=top style='padding:0in 0in 0in 0in;height:20.25pt'></td> </tr> <tr style='mso-yfti-irow:5;mso-yfti-lastrow:yes'> <td valign=top style='padding:0in 0in 0in 0in'></td> <td width=592 colspan=5 valign=top style='width:444.0pt;padding:0in 0in 0in 0in'> <p align=center style='text-align:center'><b><span style='font-family:"Arial","sans-serif"; color:red'>EPC holds 4 core gift card patents and has advanced patents pending! </span></b></p> </td> </tr> </table> <p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height: normal'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"; display:none;mso-hide:all'><o:p>&nbsp;</o:p></span></p> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=702 style='width:526.5pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in' NOF=LY> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;height:18.75pt'> <td width=21 valign=top style='width:15.75pt;padding:0in 0in 0in 0in; height:18.75pt'> <p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height: normal'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"; mso-no-proof:yes'><img border=0 width=21 height=1 id="_x0000_i1030" src="../assets/images/autogen/clearpixel.gif" alt="http://www.everypennycounts.com/assets/images/autogen/clearpixel.gif"></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p> </td> <td width=681 valign=top style='width:510.75pt;padding:0in 0in 0in 0in; height:18.75pt'> <p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height: normal'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"; mso-no-proof:yes'><img border=0 width=681 height=1 id="_x0000_i1029" src="../assets/images/autogen/clearpixel.gif" alt="http://www.everypennycounts.com/assets/images/autogen/clearpixel.gif"></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1'> <td valign=top style='padding:0in 0in 0in 0in'></td> <td width=681 valign=top style='width:510.75pt;padding:0in 0in 0in 0in'> <p><b><span style='font-family:"Arial","sans-serif";color:#002060'>Core Patents </span></b><span style='font-family:"Arial","sans-serif";color:#002060'>- On February 18, 1993 EPC created and, subsequently, patented the first mag stripe  Open and  Closed Gift/Prepaid Card program.</span></p> <p><span style='font-family:"Arial","sans-serif";color:#002060'>EPC core patents protect the loading of credits into merchant or bank Gift/Prepaid Card accounts:</span></p> <div> <ul type=disc> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;line-height:normal;mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:12.0pt;font-family:"Arial","sans-serif";color:#002060'>Depositing store change (both coins and bills) at the POS<br style='mso-special-character: line-break'> <![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'> <![endif]></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></li> </ul> </div> <div> <ul type=disc> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;line-height:normal;mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:12.0pt;font-family:"Arial","sans-serif";color:#002060'>Converting coupon or rebates into account credits<br style='mso-special-character: line-break'> <![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'> <![endif]></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></li> </ul> </div> <div> <ul type=disc> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;line-height:normal;mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:12.0pt;font-family:"Arial","sans-serif";color:#002060'>Direct depositing of cash into a remote terminal<br> <br> Once funds are loaded into an </span><b><span style='font-size:12.0pt; font-family:"Arial","sans-serif";color:red'>Open</span></b><b><span style='font-size:12.0pt;font-family:"Arial","sans-serif";color:#002060'> </span></b><span style='font-size:12.0pt;font-family:"Arial","sans-serif"; color:#002060'>- bank issued card - or a<b> </b></span><b><span style='font-size:12.0pt;font-family:"Arial","sans-serif";color:red'>Closed</span></b><b><span style='font-size:12.0pt;font-family:"Arial","sans-serif";color:#002060'> </span></b><span style='font-size:12.0pt;font-family:"Arial","sans-serif"; color:#002060'>- merchant issued card, cardholders can debit from their gift card accounts at millions of merchant locations.</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></li> </ul> </div> <p><b><span style='font-family:"Arial","sans-serif";color:#002060'>Developing Problems </span></b><span style='font-family:"Arial","sans-serif";color:#002060'>- As merchant gift card programs have evolved in the marketplace, the following problems have become obvious: </span></p> <div> <ul type=disc> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;line-height:normal;mso-list:l1 level1 lfo2;tab-stops:list .5in'><span style='font-size:12.0pt;font-family:"Arial","sans-serif";color:#002060'>Merchants do not have a reportable sale until the owner of a card makes a purchase<br style='mso-special-character:line-break'> <![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'> <![endif]></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></li> </ul> </div> <div> <ul type=disc> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;line-height:normal;mso-list:l1 level1 lfo2;tab-stops:list .5in'><span style='font-size:12.0pt;font-family:"Arial","sans-serif";color:#002060'>Card issuers can no longer put expiration dates on cards<br style='mso-special-character: line-break'> <![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'> <![endif]></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></li> </ul> </div> <div> <ul type=disc> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;line-height:normal;mso-list:l1 level1 lfo2;tab-stops:list .5in'><span style='font-size:12.0pt;font-family:"Arial","sans-serif";color:#002060'>Merchants can no longer charge monthly or annual card accounting fees<br style='mso-special-character:line-break'> <![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'> <![endif]></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></li> </ul> </div> <div> <ul type=disc> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;line-height:normal;mso-list:l1 level1 lfo2;tab-stops:list .5in'><span style='font-size:12.0pt;font-family:"Arial","sans-serif";color:#002060'>The breakage (10-15% of the card funds) must be turned over to unclaimed property authorities<br style='mso-special-character:line-break'> <![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'> <![endif]></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></li> </ul> </div> <div> <ul type=disc> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;line-height:normal;mso-list:l1 level1 lfo2;tab-stops:list .5in'><span style='font-size:12.0pt;font-family:"Arial","sans-serif";color:#002060'>Federal/state authorities can not earn tax revenue on the breakage amount when it is escheated<br style='mso-special-character:line-break'> <![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'> <![endif]></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></li> </ul> </div> <div> <ul type=disc> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;line-height:normal;mso-list:l1 level1 lfo2;tab-stops:list .5in'><span style='font-size:12.0pt;font-family:"Arial","sans-serif";color:#002060'>If a merchant goes bankrupt, the consumer loses all of the funds remaining on their card &nbsp; &nbsp; </span><span style='font-size:12.0pt; font-family:"Times New Roman","serif"'><o:p></o:p></span></li> </ul> </div> <p><b><span style='font-family:"Arial","sans-serif";color:#002060'>EPC Advanced Program </span></b><span style='font-family:"Arial","sans-serif"; color:#002060'> In order to solve the above cited problems, EPC invented the <b style='mso-bidi-font-weight:normal'>Merchandise Card</b>.<o:p></o:p></span></p> <p style='text-align:justify;text-justify:inter-ideograph'><span style='font-family:"Arial","sans-serif";color:#002060'>The<b style='mso-bidi-font-weight:normal'> Merchandise Card </b>is an alternative to the core gift/prepaid card that provides <o:p></o:p></span></p> <p style='text-align:justify;text-justify:inter-ideograph'><span style='font-family:"Arial","sans-serif";color:#002060'><span style='mso-spacerun:yes'>     </span>(a) consumers with immediate ownership of store merchandise and <o:p></o:p></span></p> <p style='text-align:justify;text-justify:inter-ideograph'><span style='font-family:"Arial","sans-serif";color:#002060'><span style='mso-spacerun:yes'>     </span>(b) merchants with an immediate sale. <o:p></o:p></span></p> <p style='text-align:justify;text-justify:inter-ideograph'><span style='font-family:"Arial","sans-serif";color:#002060'>Notice of Allowance has been issued for this pending patent by the USPTO.<br> &nbsp;<br style='mso-special-character:line-break'> <![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'> <![endif]></span></p> </td> </tr> <tr style='mso-yfti-irow:2;mso-yfti-lastrow:yes'> <td valign=top style='padding:0in 0in 0in 0in'> <p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height: normal'><span style='font-size:10.0pt;mso-bidi-font-family:"Times New Roman"; color:windowtext'><o:p>&nbsp;</o:p></span></p> </td> <td width=681 valign=top style='width:510.75pt;padding:0in 0in 0in 0in'> <p><b><span style='font-family:"Arial","sans-serif";color:#002060'><o:p>&nbsp;</o:p></span></b></p> </td> </tr> </table> <p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height: normal'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"; display:none;mso-hide:all'><o:p>&nbsp;</o:p></span></p> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=477 style='width:357.75pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in' NOF=LY> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;height:12.0pt'> <td width=210 valign=top style='width:157.5pt;padding:0in 0in 0in 0in; height:12.0pt'> <p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height: normal'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"; mso-no-proof:yes'><img border=0 width=210 height=1 id="_x0000_i1028" src="../assets/images/autogen/clearpixel.gif" alt="http://www.everypennycounts.com/assets/images/autogen/clearpixel.gif"></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p> </td> <td width=7 valign=top style='width:5.25pt;padding:0in 0in 0in 0in; height:12.0pt'> <p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height: normal'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"; mso-no-proof:yes'><img border=0 width=7 height=1 id="_x0000_i1027" src="../assets/images/autogen/clearpixel.gif" alt="http://www.everypennycounts.com/assets/images/autogen/clearpixel.gif"></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p> </td> <td width=205 valign=top style='width:153.75pt;padding:0in 0in 0in 0in; height:12.0pt'> <p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height: normal'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"; mso-no-proof:yes'><img border=0 width=205 height=1 id="_x0000_i1026" src="../assets/images/autogen/clearpixel.gif" alt="http://www.everypennycounts.com/assets/images/autogen/clearpixel.gif"></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p> </td> <td width=55 valign=top style='width:41.25pt;padding:0in 0in 0in 0in; height:12.0pt'> <p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height: normal'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"; mso-no-proof:yes'><img border=0 width=55 height=1 id="_x0000_i1025" src="../assets/images/autogen/clearpixel.gif" alt="http://www.everypennycounts.com/assets/images/autogen/clearpixel.gif"></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1'> <td colspan=2 valign=top style='padding:0in 0in 0in 0in'></td> <td width=260 colspan=2 valign=top style='width:195.0pt;padding:0in 0in 0in 0in'> <p><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#000066'>&nbsp;</span></p> </td> </tr> <tr style='mso-yfti-irow:2;height:498.0pt'> <td colspan=4 valign=top style='padding:0in 0in 0in 0in;height:498.0pt'></td> </tr> <tr style='mso-yfti-irow:3;mso-yfti-lastrow:yes'> <td valign=top style='padding:0in 0in 0in 0in'></td> <td width=212 colspan=2 valign=top style='width:159.0pt;padding:0in 0in 0in 0in'> <p><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#000066'>&nbsp;</span></p> </td> <td valign=top style='padding:0in 0in 0in 0in'></td> </tr> </table> <p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height: normal'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"; color:windowtext'><o:p>&nbsp;</o:p></span></p> </div> </body> </html>